Sunday, December 21, 2008

Based on the benchmark price of fuel MOPS It Right

The use of MOPS (Mean of Plats Singapore) by the Indonesian government to determine the price of benchmark price of Fuel Oil (BBM) in the country is right, this is not based on the conditions of the market price in the country so that the necessary reference price of the nearest market (border price). 

However disclosed Head of Law and Legislation Directorate General of Oil and Gas, Susyanto respond to the notification, which questioned why the government chose as the basic price of MOPS benchmark price of fuel in the country. He also said that the use of the MOPS price is relatively in line with the price index published other institutions (the International Energy Administration) and several other countries. 

See more: here

Saturday, December 6, 2008

Businesses criticize cooking oil VAT cut

Businesses gave a cold response to a government plan to waive value-added tax (VAT) on up to 50,000 liters of unbranded packaged cooking oil each year, dismissing the amount as "too small" for the subsidy. 

The amount eligible for the subsidy was peanuts compared to the 80 million liters of unbranded cooking oil used each month by households and industry, Indonesian Vegetable Oil Producers Association (Gimni) executive director Sahat Sinaga said on Friday. 

"Ideally, the government should waive the VAT on 50,000 tons of unbranded cooking oil per month if it really wants to reduce burdens on the community," Sahat said. 

The government plans to waive VAT on several categories of goods including unbranded packaged cooking oil, to help keep prices in check, Trade Minister Mari Elka Pangestu said recently. 

At present, unbranded cooking oils sell for between Rp 9,000 (75 US cents) and Rp 10,000 per kilogram. 

"*Packaged* unbranded cooking oils eligible for the VAT cut are sold at traditional markets for prices within consumers' reach," Mari told members of House Commission VI (which oversees industry, trade, state-owned enterprises, cooperatives and small and medium enterprises). 

The government plans to phase out sales of unpackaged cooking oils, which it hopes to replace with packaged unbranded cooking oils, Trade Ministry domestic trade director general Subagyo said recently. 

"In future, we hope, unbranded packaged cooking oils will be slightly more expensive than unbranded unpackaged cooking oils, but cheaper than branded cooking oils," Subagyo said. 

The unbranded packaged cooking oils the government plans to promote would be labeled Minyak Goreng Sawit or MGS (palm oil for cooking), Subagyo added. 

In a bid to stabilize cooking oil prices, Sahat said, state logistics firm Bulog was working with businesses to market unbranded packaged cooking oils. 

MGS cooking oil would be sold in 500-milliliter, 1-liter, 5-liter and 18-liter packages, said Indonesian Cooking Oil Industry Association chairman Adiwisoko Kasman (also involved in the marketing venture). 

"We are now processing licenses with BPOM *Food and Drug Food Monitoring Agency* and MUI *Indonesian Ulema Council*, prior to the launch scheduled for January 2009," Adiwisoko said.
source: Mustaqim Adamrah, , The Jakarta Post, , Jakarta | Sat, 12/06/2008 11:40 AM | Business 

Tuesday, November 11, 2008

Microsoft Security Assessment Tool 4.0

in 2004 and the Microsoft Security Assessment Tool 2.0 released in 2006. Security issues have evolved since 2004 so additional questions and answers were needed to ensure you had a comprehensive toolset to become more aware of the evolving security threat landscape that could impact your organization.

The tool employs a holistic approach to measuring your security posture by covering topics across people, process, and technology. Findings are coupled with prescriptive guidance and recommended mitigation efforts, including links to more information for additional industry guidance. These resources may assist you in keeping you aware of specific tools and methods that can help change the security posture of your IT environment.

There are two assessments that define the Microsoft Security Assessment Tool:
Business Risk Profile Assessment
Defense in Depth Assessment (UPDATED)

The questions identified in the survey portion of the tool and the associated answers are derived from commonly accepted best practices around security, both general and specific. The questions and the recommendations that the tool offers are based on standards such as ISO 17799 and NIST-800.x, as well as recommendations and prescriptive guidance from Microsoft’s Trustworthy Computing Group and additional security resources valued in the industry.

After completing an Assessment, you will gain access to a detailed report of your results. You may also compare your results with those of your peers (by industry and company size), provided that you upload your results anonymously to the secure MSAT Web server. When you upload your data the application will simultaneously retrieve the most recent data available. To be able to provide this comparative data, we need customers such as you to upload their information. All information is kept strictly confidential and no personally identifiable information whatsoever will be sent. For more information on Microsoft’s privacy policy, please visit: http://www.microsoft.com/info/privacy.mspx.

Download the MSAT at http://www.microsoft.com/downloads/details.aspx?Fa...ang=en

Network Access Protection Design Guide

Network Access Protection (NAP) is one of the most anticipated features of the Windows Server® 2008 operating system. NAP is a new platform that allows network administrators to define specific levels of network access based on a client’s identity, the groups to which the client belongs, and the degree to which the client complies with corporate governance policy. If a client is not compliant, NAP provides a mechanism for automatically bringing the client into compliance (a process known as remediation) and then dynamically increasing its level of network access. NAP is supported by Windows Server 2008, Windows Vista®, and Windows® XP with Service Pack 3 (SP3). NAP includes an application programming interface that developers and vendors can use to integrate their products and leverage this health state validation, access enforcement, and ongoing compliance evaluation.

http://technet.microsoft.com/en-us/library/dd125338.aspx

Friday, October 17, 2008

Glossary of Audit in Bangladesh and Related Terms to Value Property

Glossary of Audit and Related Terms
source: www.cagbd.org/html/perfaudit.html

Accountability: That responsibility to some outside or higher level of Authority by a person or group of persons in an organisation.
Administrative Control System: A series of actions, being an integral part of the internal control system, concerned with administrative procedures needed to make managerial decisions, realise the highest possible economic and administrative efficiency and ensure the implementation of administrative policies, whether related to financial affairs or otherwise.
Audit Code: The Audit Code issued by the Comptroller and Auditor- General of Bangladesh which contains guidance on audit principles and practices to be followed by auditors.
Auditee or Audited Body or Entity: The body, organisation or entity for which the C&AG is responsible for auditing.
Audit Evidence: Information that forms the foundation, which supports the auditor's opinions, conclusions or reports. Sufficient: information that is quantitatively sufficient and appropriate to achieve the auditing results; and is qualitatively impartial such as to inspire confidence and reliability.
Relevant: information that is pertinent to the audit objectives. Reliable: information that is consistent with the facts, i.e. it is valid.
Auditors: Officials of the Bangladesh Audit Department who perform audit work on behalf of the Comptroller and Auditor General. Any audit official involved in planning, conducting, supervising or reporting the audit.
Audit Mandate: The audit responsibilities, powers, discretion and duties conferred on the SAI under the Constitution or other lawful authority of a country.
Audit Objective: A precise statement of what the audit intends to accomplish and/or the question the audit will answer. This may include financial, regularity or performance issues. It will help decision-makers to improve the economy, efficiency and effectiveness of their operations.
Audit Procedures: Tests, instructions and details included in the audit programme to be carried out systematically and reasonably.
Audit Scope: The framework, boundary or limits and subjects of the audit. 
Audit Standards: Audit standards provide minimum guidance for the auditor that helps determine the extent of audit steps and procedures that should be applied to fulfil the audit objective. They are the criteria or yardsticks against which the quality of the audit results are evaluated; the Government Auditing Standards which are issued by the Comptroller and
Auditor General of Bangladesh containing standards with which auditors are required to comply.
Causes: Management or employee action or actions that took place or should have taken place and created a result by not following an appropriate standard.
Conclusions: Conclusions are statements deduced by the auditor from the findings.
Constitutional: A matter that is permitted or authorised by the fundamental
law of the Republic of Bangladesh. 
Cost Benefit: The techniques for determining the product or service of greatest benefit for the least cost.
Criteria: Any standards used for measuring the results caused by the actions of employees or management in any performance audit situation.
Economy: Minimising the cost of resources used for an activity, having regard to the appropriate quality.
Effectiveness: The extent to which objectives are achieved and the relationship between the intended impact and the actual impact of an activity.
Efficiency: The relationship between the output, in terms of goods, services or other results, and the resources used to produce them.
Field Standards: The standards that apply to the planning and examination phases of an audit. These allow the auditor to systematically meet the
requirements for setting the audit objective, choosing suitable criteria, supervising the audit, gathering sufficient, relevant and competent evidence, and making an appropriate study and evaluation of internal controls. 
Findings (or Observations): Findings (observations) are the specific evidence gathered by the auditor to satisfy the audit objectives; the results of an audit on the basis of the evidence obtained.
General Standards: The qualifications and competence, the necessary independence and objectivity, the exercise of due care, and appropriate quality controls, which shall be required of the auditor to carry out the tasks related to the field and reporting standards in a competent, efficient and effective manner.
Independence: The freedom of the SAI in audit matters to act in accordance with its audit mandate without external direction or interference of any kind.
Internal Control: The whole system of financial and other controls, including the organisational structure, methods, procedures and internal audit, established by management within its corporate goals, to assist in conducting the business of the audited entity in a regular economic, efficient and effective manner; ensuring adherence to management policies; safeguarding assets and resources; securing the accuracy and completeness of accounting records; and producing timely and reliable financial and management information.
Internal Rate of Return: The discount rate at which a stream of costs and benefits has a net present value of zero, net present value being the sum of the present values of all benefits less the sum of the present values of all costs.
Management Control: The plan of organisation and all other plans, policies, procedures and practices needed by an entity to assure that the objectives of the entity are achieved.
Materiality: In general terms, a matter may be judged material if knowledge of it would be likely to influence the user of the financial statements or the performance audit report. Materiality is generally considered in terms of value, i.e. the amount of money involved in relation to the whole. The inherent nature or characteristics of an item or group of items may also render a matter material, for example, where the law or some other regulation requires it to be disclosed separately regardless of the amount involved. A matter may also be considered material because of the context in which it occurs, for example, an item in relation to the corresponding amount in previous years. Audit evidence plays an important part in the auditor's decision concerning the selection of materiality issues 
Value for Money or Performance Audit: An objective and systematic review of an organisation to assess whether in the pursuit of predetermined goals it has achieved economy, efficiency and effectiveness in the utilisation 


Friday, October 3, 2008

THE OTHER SERVICES KJJP PANGALOAN

THE OTHER SERVICES 

FEASIBILITY STUDY:Conducting studies and analysis to test the extent to which the feasibility of a planned investment projects. Studies and analysis focused on this aspect: markets, marketing, technical, and financial.

INVESTMENT APPRAISAL:The analysis, study and assessment of the feasibility of a planned investment projects. Whether the plan is feasible investment projects reviewed, particularly from the aspect of financing, market economy.

ASSET REVALUTION:Re-assess the company's assets due to capital for the purpose of strengthening good plan to Go Public and restructuring financial and corporate taxation.

SITE IDENTIFICATION:Setting the identification of a potential location. The extent of the potential development of (potential development) of a location. Analysis focused on the following aspects: legal, physical, environmental, facilities and infrastructure that supports the development of a specific location.

SITE DEVELOPMENT FINDING:Looking to find a location of the most appropriate for a development most appropriate for a property development has been planned by the client. Analysis focused on the following aspects: location , the market , marketing and financial

HIGHEST & BEST USE ANALYSIS:Result analysis and study in depth the use of some alternatip from a location of the property. Development is the most appropriate in these locations (office space, shopping center, hotel, condominium, apartments and industrial). Results include analysis of the characteristics of the legal aspects, physical, markets, marketing and finance. Furthermore, the consultant will provide a final recommendation on a highest and best use of these locations.

MARKET RISK & TIMING ANALYSIS: Result analysis and study of the risks that may be faced in an investment plan a specific project. What is a feasible project investment decisions in the market and the time. This analysis, particularly on market conditions, marketing and competition situation, so find the most appropriate time to implement the development of a specific project.

MARKETABILITY STUDY & ANALYSIS:Result analysis and studies with a focus on the main location. Market feasibility and marketing a project review of supply and demand that exists. So that the strategy of marketing the most appropriate, especially seen from the competition. How to design marketing strategies Mix include price, product quality, promotion and distribution to achieve a successful investment projects.

FINANCIAL & INVESTMENT ANALYSIS:Analysis and study of the feasibility of financing an investment project. Analysis and research is needed, especially when on a project, there are some parties who participate directly in financing the project. What is the bank, investors, developers and other institutions.

MARKETING PROCESS & AUDIT:Establishing a monitoring and auditing of a process of marketing the project. This service is especially useful for developers to control company cashflow plan revenue from the sale. In this case, the Consultant will monitor and analyze the extent of market reaction to the property after it is sold. What is needed adjustments that must be done so that the marketing plan can be run according to plan.

INVESTMENT & CONSULTANCY:Analysis, study and consultation on a plan of take over certain projects. Consultants will also provide recommendations on the development potential (if the land empty) project, the price and payment of reasonable way.

INVESTMENT PORTOFOLIO & STRATEGY:Designing a portfolio strategy to invest on the project for individuals who want to develop the company's investment in all sectors. The consultant will be recommendations companies Purchase to provide prospective and opinions about the right time to buy, sell, work with other companies.

PROJECT MONITORING & CONSULTANCY:Monitoring the way to a project. What is going according to plan. Is there a risk that appears in the travel project, especially in terms of external and internal financing such as changes in costs run over the market.

Sunday, September 28, 2008

Sepatutnya anda tahu :

Sepatutnya anda tahu :

syarat minimum  laporan penilaian?

Contoh laporan penilaian (properti umum, khusus, komersial, dll)

Harga Tanah di Indonesia?

misalnya di Kawasan Segitiga Emas Jakarta, (harga tanah Sudirman, Harga Tanah Gatot Subroto, Harga Tanah di Thamrin, Kuningan)

Sewa Perkatoran di CBD Jakarta?

Proyeksi Occupancy rate, Yield pada perkantoan, dan pengaruhnya di tahun 2009-2010?

Indicator macro property indonesia?

tunggu Bulan depan, sedang dipersiapakan Team: KPJP (d/h: UJP pangaloan)

Monday, September 22, 2008

KETENTUAN kjpp DAN PEMERIKSAANNYA

Ketentuan KJPP: Peraturan Menkeu Nomor 125/PMK.01/2008 tentang jasa penilai yang ditetapkan pada 3 September 2009, menggantikan Keputusan Menkeu Nomor 57/KMK.017/2008. Sumber: http://economy.okezone.com

Depkeu akan melakukan penambahan pengaturan pemeriksaan terhadap penilai publik dan kantor jasa penilai publik (KJPP). Caranya dengan melakukan pemeriksaan secara berkala dan atau sewaktu-waktu.

"Ini dilakukan dalam rangka transparansi pelayanan publik dan peningkatan tata kelola serta prosedur pengawasan terhadap penilai publik, KJPP, dan atau cabang KJPP. Sumber: http://economy.okezone.com


INDEPENDENSI KJPP

  1. Dalam rangka menyelesaikan penugasannya secara efisien dalam hubungannya dengan Standar Penilaian Indonesia, Penilai harus memiliki pengetahuan, keterampilan, dan pengalaman.
  2. Penilai dalam melaksanakan tugas penilaian harus menjaga kemandirian, obyektifitas, ketidakberpihakan dan tanpa mengakomodasi kepentingan pribadi baik Penilai yang bersangkutan mapun KJPP.
  3. Penilai tidak boleh menerima suatu penugasan yang laporan penilaiannya mencakup pendapat dan kesimpulan yang telah ditetapkan terlebih dahulu.
    Imbalan jasa (fee) yang berkaitan dengan penilaian tidak tergantung pada laporan penilaian yang isinya berdasarkan pertimbangan-pertimbangan yang tidak mandiri dan tidak obyektif.
  4. Penilai tidak akan mendasarkan pekerjaannya pada informasi yang kritis yang disediakan oleh Pemberi Tugas, atau setiap pihak lainnya, tanpa kualifikasi atau konfirmasi yang tepat dari suatu sumber yang mandiri dan kompeten, kecuali sifat hakekatnya dan berlakunya secara khusus dapat dipercaya sebagai syarat pembatas.
  5. Penilai tidak boleh menerima suatu penugasan untuk membuat laporan penilaian berdasarkan asumsi pada prasyarat hipotesa yang tidak mungkin dilaksanakan dalam kurun waktu yang wajar.
  6. Penilai tidak boleh menggunakan atau bergantung kepada kesimpulan yang tidak didukung oleh alasan yang memadai, semata-mata hanya berdasarkan praduga, atau kesimpulan laporan yang mencerminkan suatu opini bahwa praduga tersebut dapat menjaga atau memaksimalisasi nilai.
  7. Tanggung jawab utama Penilai terhadap pemberi tugas adalah memberikan Penilaian yang lengkap dan teliti tanpa menghiraukan atau memperhatikan keinginan dan instruksi-instruksi atau permintaan pihak pemberi tugas yang sifatnya dapat mempengaruhi kemandirian atau untuk mengubah hasil Penilaian yang obyektif dan tidak memihak sebagaimana ditetapkan dalam SPI.
  8. Hubungan kerja antara Penilai dengan pemberi tugas wajib dituangkan dalam perjanjian tertulis (kontrak) yang akan menjadi dasar hukum pemberian tugas dan hubungan kerja kedua belah pihak yang isinya antara lain menyebutkan jenis kegiatan atau penugasan, jangka waktu penugasan dan imbalan jasa yang telah disepakati kedua belah pihak sesuai dengan standard yang berlaku.
  9. Setiap Penilai menolak pekerjaan yang ditawarkan kepadanya atau diminta oleh pemberi tugas, apabila ia tidak memiliki kompetensi, kualifikasi dan pengetahuan yang cukup memadai untuk melaksanakan Ketentuan dalam Pedoman Kerja Profesi Penilai, KEPI dan SPI.
  10. Setiap Penilai bertindak dengan cara yang professional dalam hubungan kerja dengan pemberi tugas dan wajib merahasiakan sebagian atau seluruh data dan hasil perhitungan serta laporan Penilaian kepada pihak yang tidak berhak, kecuali Penilai mendapat persetujuan tertulis dari pemberi tugas.
  11. Setiap Penilai memberi penjelasan kepada pemberi tugas mengenai ruang lingkup pekerjaan yang akan dilakukan sesuai dengan tujuan pemberian tugas, termasuk jumlah imbalan jasanya.
  12. Penilai tidak diperbolehkan mempunyai kepentingan lain di luar imbalan jasa yang ditentukan bersama antara Penilai dengan pemberi tugas. 
  13. Setiap Penilai atas permintaan pemberi tugas harus bersedia memberikan penjelasan atas hasil Penilaiannya Kepada pihak pemberi tugas sebelum dibuat laporan akhir Penilaian.
  14. Apabila ada dua atau lebih pihak pemberi tugas meminta bantuan dalam jasa Penilaian dan atau jasa-jasa lain yang berkaitan dengan pekerjaan Penilaian pada obyek yang sama dan pada waktu yang sama, Penilai tersebut hanya boleh menerima penugasan dari salah satu pihak saja kecuali apabila pihak-pihak pemberi tugas yang berkepentingan menyetujui secara tertulis bahwa Penilai yang bersangkutan bekerja untuk kepentingan para pihak.
  15. Apabila Penilai dalam melaksanakan tugas atau pekerjaan Penilaian dan atau jasa yang berkaitan dengan pekerjaan Penilaian memerlukan bantuan jasa professional lainnya yang tidak dimilikinya untuk dapat melaksanakan penugasannya ia wajib mengadakan perjanjian tertulis dengan Profesi lain yang diperlukan dan wajib menyebutkan hasil pekerjaan jasa professional yang bersangkutan dalam laporan penilaiannya.
  16. Setiap Penilai tidak diperbolehkan mengumumkan atau menggunakan laporan penilaiannya sebagai referensi dalam melaksanakan kegiatan Penilaian untuk kepentingan pihak lain, kecuali atas dasar persetujuan tertulis dari pemberi tugas yang bersangkutan. 


SPESIALISASI JASA

Kegiatan Usaha Jasa Penilai Meliputi *):

 Penilaian Properti
 Penilaian Proyek/Kelayakan Proyek
 Pengawasan Proyek
 Konsultasi Pengembangan Properti
 Design Sistem Informasi Managemen Aset/Inventarisasi Aset
 Pengelolaan Properti/ Properti Managemen
 Studi Kelayakan

 Opini terbaik kami adalah Independen, Obyektif yang kami sajikan dari pangkalan data terkini dengan metode analisis dari perspektif makro maupun perspektif mikro. Inilah kombinasi terbaik Spesialisasi Pelayanan Jasa KJPP PANGALOAN.

LEGALITAS & PERIJINAN

Surat Keterangan Domisili : No. 594/1.824/VII/2007
Nomor Pokok Wajib Pajak
(NPWP)                                 : No. 09.316.679.1-411.000

Surat Ijin Usaha Penilai
(SIUP)                                   : No. 3.07.0022
Surat Tanda Terdaftar Profesi  
Penunjang Pasar Modal     : No. 09/STTD-PP/PM/2006
Ijin Penilai                           : No. 1.03.129
ANGGOTA MAPPI          : No. 01-S-01395
ANGGOTA GAPPI          : No. 018. ujp.4.08


VISI & MISI

  KJPP PANGALOAN salah satu usaha perorangan yang telah memperoleh Ijin Usaha Penilai dikenal Objektif dan Independen. Kegiatannya di bidang usaha jasa penilaian dan jasa-jasa konsultansi lainnya yang terkait dengan penilaian dalam arti seluas luasnya dengan berlandaskan keahlian dan pengalaman.

 
  KJPP PANGALOAN secara sadar turut serta berkiprah menjadi Patner Dunia Usaha dalam rangka pengembangan pasar, bisnis dan dunia industri itu sendiri menjadi sehat, solid dan stabil di Indonesia melalui riset, jasa penilaian, studi, perencanaan, pengawasan, pemasaran dan pengembangan investasi.
 

  KJPP PANGALOAN hadir untuk menjaga keseimbangan pasar properti sekaligus sebagai konsultan properti independen sehingga tercipta pasar yang wajar, sehat, terkendali dan bertanggungjawab.


PENGANTAR

 Memasuki era globalisasi, kemajuan yang pesat di bidang ekonomi nasional mendorong tumbuhnya permintaan akan jasa penilai dan konsultan dengan kualitas dan kompetensi tertentu di bidangnya. Memenuhi tantangan di atas, KANTOR JASA PENILAI PUBLIK (KJPP) PANGALOAN hadir sebagai perusahaan yang berpegalaman pada jasa penilai dan konsultan serta memperlengkapi diri sebaik mungkin.
KJPP PANGALOAN adalah bagian dari solusi atas kegiatan bisnis yang professional. Jaminan tenaga ahlinya yang terpercaya dan beretika, dukungan teknologi informasi serta Data base, sebagai sumber informasi yang menunjang pelayanan jasa, terus menerus dikembangkan sehingga dapat membantu memberikan solusi bagi kegiatan usaha secara optimum. Khususnya melalui jasa-jasa penilaian dan konsultasi untuk berbagai kepentingan.  KJPP PANGALOAN didirikan pada tahun 2007 di Jakarta, menjadi anggota Masyarakat Profesi Penilai Indonesia (MAPPI), sesuai Keputusan Menteri Keuangan No. 340/KM.1/2007 dengan No Izin KANTOR JASA PENILAI PUBLIK (KJPP) 3.07.0022
Pada akhirnya kemitraan antara dunia usaha dengan KJPP PANGALOAN sebagai usaha pelayanan jasa penilai dan konsultansi dapat memberikan kontribusi yang memadai bagi perkembangan dan kemajuan Perekonomian Nasional, langsung maupun tidak langsung

Tuesday, September 16, 2008

ANAK_SAYA,


atas ke bawah : cynthia BS, Gladya RS, Sonya FS eeeeeh satu lagi Cessya CS (foto beloom ada)